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Affordable Care Act


In March 2010, President Obama signed comprehensive health reform, the Patient Protection and Affordable Care Act, into law. The law makes preventive care—including family planning and related services—more accessible and affordable for many Americans.  While some provisions of the law have already taken effect, many more provisions will be implemented in the coming years.

One of the most important components of the Affordable Care Act is the Health Insurance Marketplace, which is designed to provide individuals/families with a tool for comparing health plans, obtain answers to questions, research tax credit eligibility for private insurance or health programs like the Children’s Health Insurance Program (CHIP), and enroll in a health plan that meets their needs. Open enrollment in the Health Insurance Marketplace begins on October 1, 2013.

Because the State pays 100% of the health insurance premiums, full-time state employees are considered to have affordable insurance and therefore wouldn’t be eligible to purchase insurance through the Marketplace.


ERS developed answers to employees’ common questions about the Affordable Care Act . If you have additional questions, more information is available at or call (800) 318-2596.





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Last updated or reviewed on 2/2/15

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